And so, let me introduce Willard, named after the Dilithium Express wielding but publicity shy "Willard Phule" from the Robert Asprin "Phule's Company" series of books. He's going to be our guide through the unnerving experience of leaving your thirtees behind and becoming a card-carrying member of the "life begins at 40" club. Here he is relaxing in the Servisair Lounge in Manchester waiting for his flight to Zurich.